Lumic
NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%

Quarterly result

HDFC Bank Limited

HDFC Bank Limited opens on the latest published quarter. Choose a chip to read another quarter from the same company. Figures come from the Lumic result calendar.

17th - Oct

BANKING · NSE · Large Cap

Lumic score

6.1/10

Average

Key numbers

Nii · YoY

₹34,619.18 cr

9.72% ↑ YoY

Year ago ₹31,551.50 cr (Q2 FY26)

Now

Nim · QoQ

3.16%

10 bps ↓ QoQ

Prev quarter 3.26% (Q1 FY27)

Now

Net Npa · QoQ

0.37%

4 bps ↓ QoQ

Prev quarter 0.41% (Q1 FY27)

Now

Net Profit · YoY

₹19,609.96 cr

5.2% ↑ YoY

Year ago ₹18,641 cr (Q2 FY26)

Now

Provisions · QoQ

₹3,574 cr (Provisions)

₹514 cr ↑ QoQ

Prev quarter ₹3,060 cr (Provisions, Q1 FY27)

Now

Net advances · QoQ

₹32,19,500 cr (Gross Advances)

₹1,58,500 cr ↑ QoQ

Prev quarter ₹30,61,000 cr (Gross Advances, Q1 FY27)

Now

Casa · QoQ

₹9,71,200 cr (Average CASA deposits)

₹54,100 cr ↓ QoQ

Prev quarter ₹10,25,300 cr (End-of-period CASA deposits, Q1 FY27)

Now

Hits and misses

Hits

  • Strong Profit Growth

  • Improved Asset Quality

Misses

  • Increased Provisions

  • CASA Deposit Decline

Lumic insight

  • HDFC Bank delivered a robust Q2 FY27 performance driven by significant year-on-year growth in net interest income and net profit, showcasing core operational strength.
  • Despite strong loan and deposit growth, a sequential contraction in Net Interest Margin and a rise in provisions reflect ongoing funding cost pressures and a cautious stance on credit.