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NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%

Quarterly result

Punjab National Bank

Punjab National Bank opens on the latest published quarter, Q2 FY27. Choose a chip to read another quarter from the same company. Figures come from the Lumic result calendar.

Q2 FY27 · 16th - Oct

BANKING · NSE · Large Cap

Lumic score

9.4/10

Good

Key numbers

Nii · YoY

₹11,601 cr

10.8% ↑ YoY

Year ago ₹10,469 cr (Q2 FY26)

Now

Nim · QoQ

2.58%

8 bps ↑ QoQ

Prev quarter 2.50% (Q1 FY27)

Now

Net Npa · QoQ

0.25%

3 bps ↓ QoQ

Prev quarter 0.28% (Q1 FY27)

Now

Net Profit · YoY

₹5,532 cr

12.8% ↑ YoY

Year ago ₹4,904 cr (Q2 FY26)

Now

Provisions · QoQ

₹97 cr

82.1% ↓ QoQ

Prev quarter ₹541 cr (Q1 FY27)

Now

Net advances · QoQ

₹13,41,194 cr

₹68,062 cr ↑ QoQ

Prev quarter ₹12,73,132 cr (Q1 FY27)

Now

Casa · QoQ

₹6,13,116 cr (Q1 FY27)

0% QoQ

Prev quarter ₹6,13,116 cr (Q1 FY27)

Now

Hits and misses

Hits

  • Net Profit Jumps

  • Asset Quality Improves

  • Provisions Decline Significantly

Lumic insight

  • Lower loan loss provisions, higher NII, improving Net NPA and expanding NIM helped drive a 12.8% rise in net profit, reflecting stronger financial health and efficiency.