Lumic blog
Guides & explainers
Long-form reads on markets, tax, and investing — written for Indian professionals.
Navigating Mutual Funds: A Beginner's Guide to SIPs for Indian Professionals
Learn how SIP mutual funds in India work, their benefits, types, and how to start systematic investment plans for effective beginner investing.
Understanding Capital Gains Tax in India: A Practical Guide for Investors
A comprehensive guide for Indian investors on capital gains tax, covering short-term and long-term gains, indexation benefits, tax calculations, and management strategies.
The Power of Compounding: How to Grow Your Wealth Over Time in India
Discover the power of compounding in India and learn practical wealth creation strategies for long term investment growth and future financial planning.
Maximize Your Tax Savings: Decoding Section 80C Investments in India
Navigate Section 80C of the Income Tax Act to maximize your tax savings. Discover popular investment options like ELSS, PPF, and NPS, and strategically plan your finances.
Understanding Inflation in India: How it Impacts Your Savings and Investments
Understand how inflation affects your savings and investments in India. Learn about CPI, WPI, key causes, asset class impacts, and practical strategies to protect your wealth.
Decoding Your Credit Score: A Guide for Indian Professionals to Build and Maintain a Healthy CIBIL Score
Understanding your CIBIL score is crucial for Indian professionals. This guide explains its calculation, debunks myths, offers tips to improve it, and details its impact on loans a