Lumic
NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%

Quarterly result

ICICI Bank Limited

ICICI Bank Limited opens on the latest published quarter. Choose a chip to read another quarter from the same company. Figures come from the Lumic result calendar.

17th - Oct

BANKING · NSE · Large Cap

Lumic score

8.7/10

Good

Key numbers

Nii · YoY

₹25,339 cr (Q2 FY27)

17.70% ↑ YoY

Year ago ₹21,529 cr (Q2 FY26)

Now

Nim · QoQ

4.18% (Q2 FY27)

18 bps ↓ QoQ

Prev quarter 4.36% (Q1 FY27)

Now

Net Npa · QoQ

0.30% (Q2 FY27)

5 bps ↓ QoQ

Prev quarter 0.35% (Q1 FY27)

Now

Net Profit · YoY

₹14,843 cr (Q2 FY27)

20.10% ↑ YoY

Year ago ₹12,359 cr (Q2 FY26)

Now

Provisions · QoQ

₹851 cr (Q2 FY27)

32.46% ↓ QoQ

Prev quarter ₹1,260 cr (Q1 FY27)

Now

Net advances · QoQ

₹18,31,580 cr (Q2 FY27)

₹2,00,320 cr ↑ QoQ

Prev quarter ₹16,31,260 cr (Q1 FY27)

Now

Casa · QoQ

₹7,34,396 cr (Q2 FY27)

₹10,140 cr ↑ QoQ

Prev quarter ₹7,24,256 cr (Q1 FY27)

Now

Hits and misses

Hits

  • Strong Net Profit Growth

  • Healthy Net Interest Income (NII) Expansion

  • Significant Loan Book Expansion

    Net advances (loan growth) increased by ₹2,00,320 crore quarter-on-quarter, demonstrating strong credit demand.

Misses

  • Net Interest Margin (NIM) Contraction

Lumic insight

  • ICICI Bank delivered a strong performance in Q2 FY27, driven by robust loan growth and improved asset quality, which is positive for investors.