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NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%

Quarterly result

Jio Financial Services Limited

Jio Financial Services Limited opens on the latest published quarter. Choose a chip to read another quarter from the same company. Figures come from the Lumic result calendar.

15th - Oct

BANKING · NSE · Large Cap

Lumic score

6.8/10

Average

Key numbers

Nii · YoY

₹680 cr (Q2 FY27)

164.59% ↑ YoY

Year ago ₹257 cr (Q2 FY26)

Now

Nim · QoQ

0.37% (Q2 FY27)

4 bps ↑ QoQ

Prev quarter 0.33% (Q1 FY27)

Now

Net Npa · QoQ

0.06% (FY26)

0.0% unchanged (FY26) QoQ

Prev quarter 0.06% (FY26)

Now

Net Profit · YoY

₹340.44 cr (Q2 FY27)

50.99% ↓ YoY

Year ago ₹695 cr (Q2 FY26)

Now

Provisions · QoQ

₹41 cr (Q2 FY27)

215.38% ↑ YoY QoQ

Prev quarter ₹13 cr (Q2 FY26)

Now

Net advances · QoQ

₹37,320 cr (Q2 FY27)

21.69% ↑ QoQ

Prev quarter ₹30,667 cr (Q1 FY27)

Now

Casa · QoQ

₹643 cr (Q2 FY27)

4.21% ↑ QoQ

Prev quarter ₹617 cr (Q1 FY27)

Now

Hits and misses

Hits

  • Strong NII and Loan Growth

  • Improved Net Interest Margin

  • Expansion across financial services

Misses

  • Net Profit Decline YoY

  • Increased Provisions

Lumic insight

  • Jio Financial Services' core lending and payments businesses are showing significant operational growth, reflected in robust NII and loan book expansion.
  • The reported net profit decline is largely attributed to the absence of dividend income from investments in the current quarter, making year-on-year comparisons challenging without this context.