Lumic
NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%NIFTY 50·22,811.35−0.34%SENSEX·73,709.69−0.19%BANK NIFTY·54,976.90−0.92%RELIANCE·1,209.00+0.58%HDFC BANK·706.95−0.71%ICICI BANK·1,385.00+0.29%BHARTI AIRTEL·1,891.70+0.88%INFOSYS·1,168.00+3.30%L&T·3,636.00−0.71%TCS·2,529.00+2.77%ITC·262.00+0.46%SBI·963.00−1.10%AXIS BANK·1,210.00−2.10%

Quarterly result

RBL Bank Limited

RBL Bank Limited opens on the latest published quarter, Q2 FY27. Choose a chip to read another quarter from the same company. Figures come from the Lumic result calendar.

Q2 FY27 · 12th - Oct

BANKING · NSE · Large Cap

Lumic score

7/10

Good

Key numbers

Nii · YoY

₹2,131 cr

28.84% ↑ QoQ YoY

Year ago ₹1,654 cr (Q1 FY27)

Now

Nim · QoQ

4.61%

48 bps ↑ QoQ

Prev quarter 4.13% (Q1 FY27)

Now

Net Npa · QoQ

0.29%

8 bps ↓ QoQ

Prev quarter 0.37% (Q1 FY27)

Now

Net Profit · YoY

₹482 cr

89.76% ↑ QoQ YoY

Year ago ₹254 cr (Q1 FY27)

Now

Provisions · QoQ

₹743 cr

0% (No prior quarter reported) QoQ

Prev quarter ₹743 cr (Q2 FY27)

Now

Net advances · QoQ

42% YoY

19 ppts ↑ QoQ

Prev quarter 23% YoY (Q1 FY27)

Now

Casa · QoQ

27.2%

200 bps ↓ QoQ

Prev quarter 29.2% (Q1 FY27)

Now

Hits and misses

Hits

  • Net Profit soared by 90% QoQ

  • NII and NIM witnessed strong sequential growth

  • Asset Quality improved with lower Net NPA

Misses

  • CASA ratio declined sequentially

  • Provisions increased significantly

Lumic insight

  • RBL delivered a significant operational beat with declining NPAs. However, increased credit costs due to higher provisions dampened investor sentiment